Building A Financial Legacy

“Through Real Estate investing, the power of using ‘the right plan’ coupled with the correct knowledge is the key to ‘Building A Financial Legacy’, even if you’re already over 40.”

In the fascinating CBS 60 Minute documentaries “Michael Jackson’s Lucrative Legacy”* and “Manifesto”**, a handwritten letter was revealed, handwritten on the back of a billing poster, by the then 21-year-old, and already successful, Jackson.

The letter is his declaration to basically re-invent himself, working hard to master singing, dancing and the magic of the stage to become a truly great performer.

Not only did he fulfill his goal by working steadily towards it, he managed to make a fortune in assets before his early death that since have continued to make even more than his entire life earnings since that time.

This is a rather amazing accomplishment but one that the average person can actually duplicate.

Even if you can’t carry a tune, as long as you’re working in the right industry and can follow the instructions of a true expert who can direct you through the right strategies, success can be yours, even if you have just a modest amount of money to work with.

The industry we’re talking about here is the real estate industry, the greatest wealth building platform in history.

Not only does real estate investing offer unique wealth building opportunities during your lifetime, but by placing the properties you acquire into legal trusts, if you choose, your estate can potentially continue to grow even after you are gone.

You may have heard, “Everybody needs a place to live!” and certainly that is true, but real estate is also dynamic with people constantly moving in and out of their homes as their life situations change.

A true real estate investment expert will teach you how to react to different situations the home owner or home seeker is in, bridging the gap between them at a profit, a truly win-win-win situation, and often with little or no cash needed on your part.

The key is to learn from a successful investor who’s gone through decades of figuring out the best was to analyze situations and how to react to them. Someone who’s made millions, who has student’s who’ve made millions, and is still now actively investing.

The “guru” we recommend is currently offering an amazing $1 deal for a course worth hundreds of dollars that could, in itself, take anyone who follows his instructions to quickly begin making money with real estate.

It even includes a month free in a special consultation club, that as a benefit gives you access to his complete set of contracts and forms that have taken years to perfect.

What better way to learn to be an expert yourself than from someone who has not only made himself a multimillionaire, but many others as well through his no nonsense, straight talking, easy to understand approach to investing in real estate?

We here at have been through numerous training programs by excellent instructors around the county, but have found no one more knowledgeable. In fact, many of the other national experts have studied with him before beginning to teach on their own.

In full disclosure, we do at times receive compensation as an a Affiliate of this expert, but we are also members of his monthly consulting club as well (which includes access to many benefits to include Proof Of Funds letters for those who may need them for certain transactions).

We strongly recommend Real Estate Investing as one of the most powerful means of increasing your wealth, and there’s no need to quit your line of work to get started.

If you’d like to learn more about the $1 offer mentioned, the link is:

If you have any questions, we’d be more than happy to talk with you.

Wishing you the best of success.

David Amos




How Home Owners Can Sell Their Houses Faster


When making the decision to sell their home, most homeowners automatically begin by contacting a real estate agent who will market their house for them and organize the legal details of a sale when that house is sold.

This can be a smart decision in that a good real estate agent is an expert in the legal aspects of the sale and will have marketing resources so, if you have no problem in waiting for the average time it takes a house similar in age and condition to sell and too busy or not interested in being involved yourself, you’ll be in good hands.

Some home owners, on the other and, prefer to market their house themselves. If you are in this group, we would encourage you, when you do find your buyer, to be sure and close your real estate sale through a good real estate attorney to improve the chances that the sale will be free of legal issues later on.


Whether selling through an agent or as a for-sale-by owner (FSBO), you’ll find your house attracts much more interest from serious buyers if it has been thoroughly cleaned with any needed repairs made, freshly painted and with kitchen and bathrooms remodeled to high standards.

It’s not that your house won’t sell without these improvements but without them, qualified buyers who are drawn to the “sparkle” of other houses may easily overlook your house, so the “wait time” to find a buyer could spread over many months of continued mortgage payments and delays in personal relocation plans.

For most people, trying to make those renovations themselves could easily take several times as much time and money as they originally estimated and, even if using a contractor to do the renovations, living in a house with no working kitchen or bathroom for weeks or months, with sheet rock dust settling on everything in the house is very inconvenient to say the least.

And then there’s the question of your timetable. What ever your reason for wanting to sell… job loss or transfer, need for a smaller or larger house, desire to be in another location, problems making payments… once you’ve decided you want to move, every day your house doesn’t sell is both a monetary and emotional drain.


If you find yourself in this “want to sell fast” category, it would be good to keep in mind an option many home owners have never considered, the sale of your house to a Real Estate Rehab-Investor.

Real Estate Rehab-Investors buy houses at low market prices, renovate them, often to a much higher standard than that house was when it was new, and finally rent them out or sell them in their improved state.

Rehab-Investors must take a calculated risk, based on their training and experience, that they can acquire a property, make suitable improvements and finally market that property within a short enough time period to pay their expenses and make enough profit to justify the risk, work and costs.

In today’s market, there are many houses for them to choose from but, if you want a quick sale, they are a resource you may well want to consider.


Two points are worth considering if you’d like to sell to a Rehab-Investor.  First, your selling price will need to be low enough so they can do all the work they’ll need to do to include the risk they’ll be taking on, and still make a profit.

It’s good to keep in mind here that when coming up with your selling price, you’d logically look only at the selling prices of homes similar to your and then subtract the cost of renovation of your house, the cost of marketing your house and finally, an additional amount for profit for the Rehab-Investor.

It can also help is you can contribute to the ease of purchase by offering to carry back a second when the house is sold, to allow the Rehab-Investor to reduce their out-of-pocket cash requirement as they’d need that cash for the repairs. Considering that they will be increasing the value of the house once they begin work on it, your second loan becomes even better secured.

There is also a lending source for Rehab-Investors that you may want to tell your potential buyer about. This is an organization that works specifically with Real Estate Investors, for non-owner occupied properties only, and will loan up to 65% of the purchase price or appraised value, which ever is lower. The link to their website is: http://

[Disclaimer: Please note that this we deal with this organization both as clients ourselves and as affiliates, and therefore may or may not receive compensation for links coming from our site. We have met and spent time with the management of this company an consider them to be highly ethical.]

We hope that there has been some information worth your time in reading this article and that the information here might help some of our readers to make better informed decisions when it comes time to sell their house, and especially for those who may need to sell their house quickly.

We welcome your questions or comments and wish you the best in your investing.







When it comes to success as a Real Estate Investor, all the training of how to find and recognize potential good deals, negotiate with the seller, organize the repairs and final lease or sale of the property is for naught if one of these pieces of the financing puzzle are missing.

As every Real Estate Investor is aware, financing is more complicated than obtaining loans for real estate investment by owner occupants, and one even one missing piece of the puzzle can mean losing out on a potentially profitable deal.

Such missing pieces as a free proof of funds letter, short-term real estate financing and transactional funding for the close are often required for a deal to be successful.

Nothing is more frustrating for the real estate investor than finding a suitable property to invest in, only to be cut short of the deal by missing one of these key financial ‘puzzle pieces’.


Without a valid Proof of Funds Letter, many institutions aren’t even allowed to accept a bid on a property.


Funding from a short-term lender, the investor may not have enough cash on hand to purchase and renovate a property to the point of leasing it out or selling for a profit.


In some instances, the investor has already located a buyer but, as the purchase contract is made out and can’t be assigned, Transactional Funds are needed for 24 to 72 hours to actually purchase the property to then re-sell to the Buyer.


A fourth, and possibly most crucial piece of the financial puzzle, is that it may be possible to acquire control of the property with no personal funds out of pocket whatsoever.


We can suggest three resources that the Investor might find useful for different specialized purposes:

The first resource is for both “Transactional Funding” and “Proof of Funds” letters while the other source is for use in short term “fix and sell” or longer term “fix and hold” situations.



Transactional funding can be useful in situations where an Investor has gotten a property under contract to buy and, rather than to buy the property for the long term and do the renovation himself/herself, locates a fellow Investor who he passes that property on to, normally at a higher price than his purchase price.

In situations like this, involving third-party funds for 24 to 72 hours may be more desirable than pulling in personal funds to buy and immediately re-sell that property to the fellow Investor.

The source of these Transactional Funds currently requires an upfront deposit of around $1,000 which is refundable as a credit from future transaction fees on deals they assist you in as a participate in the Transactional Funds program. He earns a very good return on Transaction Funds fees, but that amount can be relatively small considering the potential return for the Investor.

An additional benefit of working with this Transactional Funds source is that they will also provide a “Proof of Funds” letter for up to $600,000 per transaction that can be available to the Investor when needed, such as required when making certain offers for purchases.

There is no additional cost for this and the Investor can potentially save time and money by not having to liquidate assets just to have cash sitting in a bank account as a condition of making an offer that may not even be accepted.

Requesting funds is a very simple process and a letter is generated on your behalf almost immediately.

A link to the Transactional Funds and Proof of Funds Letters source is:


If you don’t think you’d ever need Transactional Funds but might find Proof of Funds letters helpful, and alternative source is at the following link offering Proof of Funds for up to $300K.

This program is from one of the top real estate investors and educators in the nation, Ron LeGrand. It requires a $1 fee for the first month (to include an excellent training course) and then an ongoing a monthly fee that also include extremely valuable training in doing deals without cash and even live Q&A calls to review your potential deals, if you wish to stay with the program:


If you are new to real estate investing, the above $1 fee will include a comprehensive course in real estate investing that will get you off to a good start with strategies that are proven to work whether you have plenty of funds to invest, or very little.

Moreover, you’ll get access to practically every legal document you might need. Many of the well known “real estate gurus” teaching around the country have actually gotten their start through this man’s training, and he’s still an active investor and “millionaire maker” to this day. The ling again…


Finally, short-term loans of 2 to 48 months, with 3 to 6 months the most common, and can be useful for short term “fix & sell” or longer term “fix & hold” situations, assuming you’d obtain long term, lower cost financing once the property had been renovated and populated with tenants.

Please note that these loans do not cover your fix-up costs unless you are tying in other fully owned properties as collateral, or having your Seller hold a second on the property you are buying.

The whole focus of this program is on Independent Real Estate Investors with the main consideration given to the equity in the property and not to your credit score or how many other properties you might already have that are also financed.

Here are the basics of the program:

1. Loans are for only non-owner occupied properties, either residential (up to a four unit building) or commercial.

2. Normally, there is a $600K borrowing limit per transaction for residential properties.

3. Property must be under contract to you BEFORE the loan can be processed.

4. There is NO application fee.

5. All properties will need to be appraised at your expense once the application has been accepted. (An appraisal by a licensed appraiser within the last 90 days is sometimes sufficient.)

6. Maximum loan amounts are up to 65% of the purchase price or appraised value for residential property purchase price (55% for commercial). Please note that you will need to come up with any fix-up or closing costs either from your own funds or as provided by the seller.

7. Funds can often be available within 2 weeks or less, once all paperwork has been
submitted (to include “fresh” appraisals of the properties).

8. Loan duration is for up to 24 months, at your discretion.

9. At the time the loan is applied for, you would need to state your exit strategy such as flip, fix-rent-refinance, fix and sell, etc.

9. The Lender will need to be in a FIRST position once the loan is made. If you need to have the Seller or other party carry a loan to allow you to buy the property and make repairs or take cash out at closing, they would need to be in a SECOND position.

10. If you have other properties you’d like to use as collateral to increase the loan amount that is also an option.

11. Loan rates are set by the loan analyst and can only be determined after the application has been made and all factors are known, however rates should be assumed to be higher than bank rates or funds from family and friends to offset the risk to the lender and cover the administrative costs.

12. For more information or application, visit:


and click on “Borrow on Real Estate”.

Again, while we are affiliates of each of these programs, we are also their clients. We’ve personally spent time with the principles of each and consider both to be highly ethical, as well as being seasoned Real Estate Investors and real estate investment educators themselves who we fully endorse.

We hope you have found something in the above information that may be of value to you in you own real estate investment business.

Wishing you the best of success.

David Amos